Every plan, every term, every renewal rate

Hostinger Website Builder pricing has two independent axes and one fixed endpoint. The axes are which plan you choose and how many months you prepay. The endpoint is the renewal rate, which is set per plan and is identical whether you arrived on a monthly rolling subscription or a four-year prepayment. Understanding that the renewal rate does not reward you for a longer first term is most of what you need to buy this well.

The grid

Multi-year terms are charged as a single payment at signup, not spread monthly. Premium over forty-eight months is $143.52 in one go, Unlimited is $191.52 and Cloud Startup is $383.52. On twelve months the equivalents are $47.88, $59.88 and $119.88. The monthly figures in the table are a unit price for comparison, not a billing schedule.

The odd column: month to month

Look at Premium's monthly rate against its renewal rate. Rolling monthly is $11.99; renewal is $10.99. Paying month to month costs a dollar more per month than the rate applied to customers who have already been through a discounted term. The same pattern holds on the other two plans. Month to month is therefore the most expensive way to own this product, and the only thing it buys you is the ability to stop at thirty days' notice. If flexibility is what you are paying for, the twelve-month term at $3.99 gives you most of it for a third of the cost.

What a longer term actually buys

Going from twelve months to forty-eight on Premium takes the unit rate from $3.99 to $2.99 — a dollar a month, or 25 percent. Over four years that saves $48 against buying four consecutive annual terms at the intro rate, except that you cannot buy four consecutive annual terms at the intro rate. The intro price applies once. Year two of an annual plan renews at $10.99, so the real comparison is $143.52 for four years against $47.88 followed by three years at $131.88 each. That is $143.52 against $443.52. Framed that way the long term is obviously correct — provided the site survives four years.

That proviso is the whole decision. The forty-eight-month term is excellent value if the project lasts and poor value if it does not, and the refund window is thirty days rather than four years. Buy the long term for a business that already exists and has customers. Buy the short one for an idea you are testing.

What separates the three plans

Premium carries up to three websites, two mailboxes per site free for the first year, and five AI credits. Unlimited lifts the site count and the mailbox count to unlimited, adds the store features and the Reach email-marketing tool, and raises the credit grant to fifteen. Cloud Startup matches Unlimited on features and adds resources plus twenty Hostinger Agent credits. The feature cliff sits between Premium and Unlimited; the gap between Unlimited and Cloud Startup is capacity, not capability.

One inconsistency to flag: Hostinger's page lists twenty agent credits on Cloud Startup, while an independent pricing table compiled in August 2026 lists fifty agent credits on Unlimited and one hundred on Cloud Startup. The figures above follow Hostinger's own, which are the lower ones. If agent credits matter to your decision, check the current allocation at the point of purchase rather than trusting any published table, including this one.

The extras that expire in twelve months

The free domain and the free mailboxes are both first-year-only, on annual and longer terms. In year two the domain renews at Hostinger's standard price for that extension and the mailboxes become a separate line on the bill. Neither is hidden, but both are easy to mentally file as part of the plan price when they are not. What the domain and mailboxes cost after year one is a line item of its own.

Coupons, and what they cannot do

Third-party publishers run coupon codes that shave a little more off the introductory rate — one such table shows the three plans dropping to $2.69, $3.59 and $7.19. PennySite does not promote a code, for one reason: every coupon observed moves the introductory price only. None of them touches the renewal rate. A coupon can improve the cheapest term of your ownership by a few dollars and cannot improve the expensive one at all, which makes it close to irrelevant to the decision. The full assessment of the product is in the Hostinger Website Builder review.

The eight-year number

Prepaying forty-eight months of Premium at $2.99 costs $143.52. The next forty-eight months, at the renewal rate of $10.99, cost $527.52 — assuming the renewal rate itself does not move, which nothing guarantees. Eight years of Premium is therefore $671.04, and just under 79% of that lands in the second half. Unlimited runs $191.52 and then $815.52, a total of $1,007.04. Cloud Startup runs $383.52 and then $1,247.52, a total of $1,631.04. Those are the figures worth holding against a competitor's flat rate, because a flat rate is the only one that does not change shape halfway through.

The renewal rate is also the number that applies from the second term onward regardless of which term you bought. A twelve-month Premium buyer at $3.99 and a forty-eight-month buyer at $2.99 arrive at the same $10.99 — one of them four years later than the other. The only cheap exit is the thirty-day money-back guarantee Hostinger advertises on all three plans; after that window closes you have bought the term, not a monthly subscription you can stop.

Every figure on this page is a US-dollar snapshot taken on 20 September 2026. Hostinger runs regional pricing and rotates promotions frequently, so confirm the numbers on the checkout screen before you commit — particularly the renewal rate, which is disclosed at purchase and is the one worth reading twice.